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How does a pawnshop work?
Pawnbrokers lend money on items of value ranging from gold and diamond jewelry to musical instruments, televisions, tools, household items, etc.. These items maintain their value over a reasonable period of time Usually, loans are small averaging between $75 and $150, although they can be as small as $5 or as high as several thousand dollars depending on the value of the collateral item.
Do most Santa Barbara Loan & Jewelry customers
lose their merchandise?
On average, 90 percent of all loans are repaid. Repeat customers make up most of our business, similar to any other lending or retail establishment. Santa Barbara Loan & Jewelry knows the vast majority of their customers because they often borrow against the same items over and over again. It is the choice of the customer whether he/she elects to repay the loan.
This doesn’t look like my Father’s pawn shop, why?
The image of a dark seedy pawn shop frequented by derelicts and criminals is long gone. Santa Barbara Loan & Jewelry focuses on providing exceptional customer service in a clean, safe, friendly and comfortable environment. We’ve been selling items at this same location since 1993.
What Type of Items Does Santa Barbara Loan & Jewelry
take on loan?
Santa Barbara Loan & Jewelry makes loans on just about any item of value.
All Jewelry is insured and stored in secured vaults. |
