About UsFrequently Asked QuestionsLocation / MapReturn to Home Page
Go now to Our Auctions! E-Mail Us
Loans - PawnsJewelry & GemsToolsMusical InstrumentsSporting GoodsElectronicsCamera / Video EquipmentCollectables & MemorabiliaAntiques

 

Santa Barbara Loan and Jewelry's friendly, experienced and highly knowledgeable staff will assist you with selling an item, receiving a loan or buying merchandise. Whether you would like to pawn a guitar, purchase a TV or submit gold scraps for cash, we are here to help you get the best deals.

Have you ever wondered how a Pawn Shop loan works?

Our pawn loans are regulated by the State of California. The law requires that a loan be held by shops for a minimum of four months, plus a 10 day grace period. This means you can pick up your item anytime within that period (the next day if you want). Santa Barbara Loan and Jewelry further works with our customers and will let you pay just the interest on your loan at the end of the four months, and can give you another four months (just like a brand new loan). If you are out of the area and can't get in, someone else can renew the loan and in many cases we will allow you to renew with a casher check by mail.

The interest and account fees are set by state law and depend on the amount of the loan. No payments are required until you pickup or renew your loan.

To answer a couple of questions: We do not show your item or display it. We will not play with it, wear it, or use it. Nor will we allow anyone else to touch it. We will not sell an item any time within the loan period.

By law your transaction is confidential. You just bring in your item or items (you can have as many loans as you need). We will evaluate the item and tell you if we can loan on it and how much we can allow. Then you can say YES or NO and it didn't cost you a thing.

We Buy, Loan, Pawn and Sell
CASH TO LOAN!
Cash Loans $5 to $500,000!

HOURS: Monday - Friday: 10:00am - 5:30pm | Saturday: 10:00am - 5:00pm  Closed Sundays


Cash Now ~ In Just Minutes!!!  
Loans on Items of Value
Jewelry Diamonds Watches TVs DVD Movies Cameras Coins Musical Instruments Tools Stereos and so much more...

 

LOANS & PAWNS  |  JEWELRY & GEMS  |  TOOLS  |  MUSICAL INSTRUMENTS  |  SPORTING GOODS  |  ELECTRONICS
CAMERA / VIDEO EQUIPMENT  |  COLLECTABLES & MEMORABILIA  |  ANTIQUES & ART
ABOUT US  |  FREQUENTLY ASKED QUESTIONS  |  LOCATION  |  OUR AUCTIONS  |  CREDIT CARD FORM
 


MEMBER OF THE WORLD FEDERATION OF DIAMOND BOURSES

HOURS: Monday - Friday: 10:00am - 5:30pm | Saturday: 10:00am - 5:00pm  Closed Sundays

136 East Victoria Street  | Santa Barbara, California  93101
805.966.6264
fax: 805.966.4774
 

 

Copyright 2011, Santa Barbara Loan & Jewelry | All rights reserved.